The Flipkart Axis Bank credit card offers -Check Here

Flipkart Axis Bank Credit Card ranks first among credit cards. Users will receive up to 5% cashback on Flipkart, Myntra, and other companies and the public, as well as 1.5 per cent flat cashback on all other purchases. This is the market’s second-highest flat cashback rate, trailing only the Axis Bank Ace Card, which gives 2% cashback. As a founder card, the Flipkart Axis Bank Credit Card’s finest perks are geared towards Flipkart and its partner retailers.

This credit card offers limitless cashback on transactions made on some of the most popular applications. You can receive free admission to domestic airport lounges four times a year with this Flipkart Axis bank card. So, applying for this credit card might make your life easier and more useful.

The Benefits and Features of the Flipkart Axis Bank Credit Card

The Flipkart Axis Bank Credit Card provides several perks on popular applications such as Uber, PVR, Swiggy, Curefit, Myntra, and Tata Sky. Every transaction you make on such apps with this credit card might earn you a flat 4% cashback.

The Flipkart Axis Bank Credit Card every time you use one of these applications to purchase things, you save money. These advantages are available for purchases in the lifestyle and eating categories. On July 19, 2019, Axis Bank and Flipkart collaborated to introduce this card. It offers infinite cashback on all types of online and offline transactions. An annual cost of INR 500 is levied, as is a joining fee of INR 500.

To cancel the yearly cost, one must spend 200,000 in a year, and there will be no membership fee the next year.

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Additional Benefits

Flipkart Axis Bank Credit Card’s special benefits

.1. Flipkart coupons worth Rs. 500 on the first transaction within 30 days 15-month

2.Gaana.com subscription for only Rs. 399 (otherwise available for Rs. 1,299)

3. Goibibo offers Rs. 500 discount on domestic hotel bookings.

4.MakeMyTrip is offering a Rs. 500 discount on domestic hotel bookings.

5. Flipkart Axis Bank Credit Card’s provide Myntra offers a 15% cashback of up to Rs. 500.

6. Phy Life is a company that offers vegan and cruelty-free luxury body care products for guys.

Flipkart Axis Bank Credit Card’s Cashback

Cashback is provided by Flipkart Axis Bank Credit Card in the following ways: When compared to other cards on the market, Flipkart Axis Bank Credit Card’s flat cashback rate is rather significant. Flipkart Axis Bank Credit Card Furthermore, unlike the Amazon Pay ICICI Card, where cashback is provided in the form of Amazon Pay Balance, the Flipkart card keeps things simple with a direct statement credit mechanism. Flipkart Axis Bank Credit Card Whatever cashback you earn will be transferred immediately to your credit card account, eliminating the need to convert rewards to cashback.

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understand cashback

In a billing process, you spend Rs.50,000. His expenditure is broken out as follows:

1. Flipkart – Rs. 10,000

2. A MakeMyTrip gift card worth Rs. 5,000

3. Another expenditure of Rs. 35,000 (including repayment of an EMI of Rs. 10,000)

Since EMI transactions are not eligible for cashback, the EMI transaction of Rs.10,000 will be omitted from the cashback computation. Click here to see a list of additional transactions that are not eligible for cashback.

Flipkart Axis Bank Credit Card Overall cashback allowed expenditures: Rupees. 10,000 + Rupees. 5,000 + Rupees. 25,000 = Rupees. 40,000

5% of Rs. 10,000 (Flipkart) equals Rs. 500

4% of 5,000 rupees (MakeMyTrip) = Rs. 200

2% of Rs. 25,000 is Rs. 375

The overall cashback amount credited to the customer’s credit card = Rs. 1,075

Eligibility Criteria & Documents Required for Flipkart Axis Bank Credit Card

Because the Flipkart Axis Bank Credit Card is an entry-level card, the minimum income criteria for salaried persons is Rs. 15,000 and Rupees. 30,000 for self-employed individuals. Applicants for the Flipkart Axis Bank Credit Card have an age range of 18 to 70.

For Flipkart Axis Bank Credit Card, In addition, you must supply papers such as

1. PAN Card, Aadhaar Card, Voter’s ID Card, Passport, Driving Licence, or any other government-issued photo ID PAN Card, Aadhaar Card, Voter’s ID Card, Passport, Driving Licence, or any other government-issued photo ID

2. Income Documentation Bank statements for the previous three months, salary slips for the previous three months, audited financials for the last two years (if self-employed), Form 16, and so on.

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What is the process for receiving Flipkart Axis Bank Credit Through Axis Bank?

1. Visit the official website of Axis Bank at www.axisbank.com or the Axis Mobile App.

2. Investigate items to get to the credit card connection.

3. Look for the Flipkart Axis Bank credit card on the bank’s list of credit cards.

4. Make an application for the card

5. Enter the necessary information.

6. Send in your application

Cards are similar to the Flipkart Axis Bank Credit Card

1. Credit card from HDFC Millennia

2. A cashback credit card from HSBC

3. An ICICI Bank Credit Card with Amazon Pay

There are several other credit cards on the market that provide a greater reward rate on purchases made at a specific online merchant. Amazon Pay ICICI Bank Credit Card and Paytm HDFC Bank Credit Card are some of the credit cards that compete with the Axis Bank Flipkart Credit Card.

Our View

If you want to purchase online and Flipkart is your preferred e-commerce site, the Axis bank Flipkart credit card offers excellent returns. Aside from Flipkart, favoured merchants like Swiggy, Uber, and PVR provide decent returns (4%) as well. Despite being a low-tier card, it comes with four complimentary domestic lounge visits and dining incentives through Axis Bank’s Dining Delights program.

This card’s lone competition in the market is the Amazon Pay ICICI Bank credit card, which has no membership fee but offers fewer extra features. Flipkart Axis Bank Credit Card Users may even sign up for both; but, if you must choose between the two, you must assess your needs- if you truly want complimentary lounge visits, and how crucial the additional cashback advantage that you receive from other merchants. Before making a decision, it is necessary to have a thorough understanding of the benefits that each of the two cards provides. You may learn more about the Amazon Pay ICICI Bank credit card by clicking here.

 Flipkart Axis Bank Credit Card – Frequently Asked Questions

Will I receive rewards on gasoline purchases?

No, gasoline purchases are not eligible for cashback. Here are some additional sorts of transactions that are not eligible for cashback:

Purchases that have been converted to EMI after the fact Wallet loading transactions Gold item purchase

Advances on cash

 is there any foreign currency markup fee?

When you make a payment in a foreign currency, you will be charged a foreign exchange markup fee on the amount. Rates for Axis Bank Credit Cards issued by Flipkart is 3.50 per cent.

Do I use this credit card to withdraw cash from an ATM?

Yes. You can withdraw cash up to the amount limit that has been set for you. However, an atm withdrawal fee of 2.5 per cent of the amount withdrawn or Rs. 500, whichever is greater, would be applied.

How can I find out how much cashback I’ve received with my Flipkart Axis Bank Credit Card?

Axis Bank’s monthly credit card statement will include information on the cashback received on each transaction throughout the time. The Flipkart app also allows you to view your cashback history.

To view the cashback history on the Flipkart app

1. Go to My Accounts.

2. Select Flipkart Axis Bank Credit Card.

3. View your total cashback earnings.

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