Credit cards have altered the way we live. The ‘buy now, pay later mentality has forced us to adopt an altogether new way of life. It appears to be an ideal buddy in times of need. The perks and capabilities that a credit card provides enable us to get greater value for our money. Having said that, the dangers of having a credit card stolen or misplaced cannot be overstated. During such instances, there is a definite need to Block the card Immediately. Here in this article, we will discuss How to Block SBI Credit Card using different methods.
Unauthorized credit card use will not only indicate the outstanding amount on your credit card account but will also increase your financial liability. Fortunately, banks allow credit cardholders to have their credit cards frozen in the event that their credit card is stolen or misplaced. This lowers the possibility of financial obligation.
How to Block Your SBI Credit Card If It Has Been Lost Or Stolen?
State Bank of India is a major credit card issuer in the Indian market. The bank has a well-structured procedure in place to instruct credit card consumers on how to disable SBI credit cards that have been lost or stolen.
When a card is lost or stolen, it is best to get the SBI credit card stopped as soon as possible. This decreases the credit cardholder’s financial liability. Cardholders can have their SBI credit card stopped by any of the mechanisms listed below. These are some examples:
- Go to www.sbicard.com, the bank’s official credit card website.
- Apply for a ‘Block Credit Card’ using SBI’s Cell App YONO.
- Call the 24X7 helpline number @ 39 02 02 02 (prefix local STD code) or the toll free number 1860 180 1290.
- Send an SMS to 5676791 from your registered mobile number.
To get the SBI credit card banned, one can utilise any of the four accessible routes. If your credit card is lost or stolen, it will be permanently banned. Upon issue request, a new credit card will be issued instead.
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How to Block SBI Credit Cards Through the Official Website
SBI credit card customers can disable their cards using online banking or net banking. The steps are as follows:
- Go to www.sbicard.com, the bank’s official credit card website.
- -Use your login ID and password to access your net banking account.
- -Select the ‘Services’ tab.
- -Select ‘Block Lost/Stolen Card.’
- -In case you have more than one -SBI credit card, choose the card number you want to restrict.
- -Send the request
Your SBI credit card will be instantly banned, and you will receive an SMS to your registered mobile number informing you of this. You will also receive an email at the email address you registered with.
How Can I Block SBI Credit Cards Using SBI Mobile Banking?
Follow the steps below to permanently disable your SBI credit card using SBI mobile banking:
- Log in to your SBI Mobile Banking app YONO and sign in with your MPIN.
- Navigate to the ‘Menu’ area.
- Select ‘Service Request.’
- Click the ‘Report Lost/Stolen’ button.
- If you have more than one SBI credit card, choose the card number you want to restrict.
Your SBI credit card will be immediately banned. A confirmation SMS and an email informing you of the same will be delivered to the message inboxes of your registered mobile number and email ID, respectively.
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How to Block an SBI Credit Card Using the SBI Helpline Number or IVR
Here’s how to stop an SBI credit card using an SBI helpline number or how to permanently block an SBI credit card using IVR (Interactive Voice Response):
- Call 1860 180 1290 or 39 02 02 02 for a toll-free number or a 24-hour hotline (prefix local STD code).
- Choose your favourite language. Pay attention to the IVR instructions and act accordingly.
- To report a lost or stolen credit card, dial 2.
Your SBI credit card will be instantly banned, and you will receive an SMS to your registered mobile number informing you of this. You will also receive an email to your registered email address.
How long does it take to cancel an SBI credit card?
As soon as you file a report regarding a lost or stolen card, your SBI Credit Card will be banned. You will receive a confirmation SMS on your registered cell phone number after your SBI credit card has been stopped. If you reissue a card, it will take 7 working days to arrive. Depending on your location, the delivery time may vary.
Final Word
So you now know how to disable your SBI Credit Card if it is lost or stolen. The simplest approach to report the SBI credit card loss is by SMS because you don’t need a smartphone or the internet to do so. Simply send an SMS from your registered cellphone number, and your SBI Credit Card will be promptly banned.
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