Best Credit Cards 2022 For online shopping

Best Credit Cards 2022

When it comes to credit cards, each one serves a different purpose, and in order to fulfil that purpose, you must select the card that best suits you. Here are the best credit cards for paying bills and finding great deals on other shopping websites. Here in this article, we have picked up the 4 best credit cards for 2022 for beginners which will be worth applying for.

You can save money on your transactions if you make the right choice. We have compiled a list of some of the best credit cards in India to assist you in finding the best card for your needs.

At the moment, all banks offer a variety of credit card offers, making it difficult to choose the best credit card for yourself. If you’re wondering which credit card is best for you, here’s our list of the top ten best credit cards in India to help you choose the best credit card.

LIST OF 4 BEST CREDIT CARDS 2022 FOR ONLINE SHOPPING

Axis Bank Ace Credit Card

This card comes with a slew of welcome benefits, which you can use to cover the cost of the card in the first year. Except for a few welcome benefits, it is very similar to the Axis Bank NEO Card.

• Joining Fee: INR 499+ 18% GST, No Annual Fee if you spend INR 10,000 within 45 days of receiving the card.
• Annual Fee: INR 499+ 18% GST, waived if annual expenditure exceeds INR 2,000,000.
• Welcome Bonus: Rs.500 cashback on first-time purchases of Rs.10,000 in the first 90 days.

Also, read our article on How can I receive my Axis Bank credit card statement?

Flipkart Axis Bank Credit Card

This card comes with a slew of welcome benefits, which you can use to cover the cost of the card in the first year. Except for a few welcome benefits, it is very similar to the Axis Bank ACE Card.

• Joining fee: $500 plus 18% GST.
• Annual Fee: $500 plus 18% GST (No annual fee for spending INR 200,000 in a year)
• Welcome Benefits:
• Flipkart Vouchers are worth INR 500 when you use your Flipkart Axis Bank Credit Card for the first time.
• Get 15 months of Gaana Plus for the low price of INR 399.
• Phy Life is offering a -20% discount up to INR 500.
• Plum Goodness offers discounts of up to Rs.500.
• 15% cashback up to INR 500 on your first Myntra transaction using your Flipkart Axis Bank Credit Card.

Also, read our article on SBI Simply Click Credit Card

Credit Card HDFC Millennia

On October 1, 2021, the HDFC Millennia Credit Card was relaunched. New features have been added to make the card more user-friendly and to give it a new look. Cards issued after that date will include the updated features mentioned in our review. The bank has partnered with some of the most well-known brands in the market to provide cashback of 5% on every purchase, making it one-of-a-kind.

• Joining fee: INR 1,000 plus taxes.
• Annual fee: INR 1,000 plus taxes.
• Welcome Benefits: The cardholder will receive 1000 Cashpoints upon payment of the annual fee.If no annual fee is paid, the 1000 Cashpoint welcome bonus is forfeited. This is possible if the user spends INR 1 Lakh in the year the card is issued. In this case, no annual fee is charged, and the welcome benefit of 1000 Cashpoints is forfeited.

PRIME SBI Card

SBI Card Prime is a premium credit card introduced in 2017 by the State Bank of India. SBI Prime, as opposed to other premium credit cards, maybe more accessible to some. Because of SBI’s partnerships with Visa, MasterCard, and American Express, there are three versions of this card.

The facilities provided by these three companies differ slightly. From Club Vistara membership to airport lounges, it provides travellers with convenience and even attractive reward points.

• Annual Fee: -An annual fee or renewal fee of INR 2,999 + taxes is due each year. For spending Rs 3 lakh, there will be no annual fee.
• Welcome Benefits:n e-gift voucher worth INR 3,000 from any of the following brands: Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop, and Yatra.com.
• Surely it is one of the Best Credit cards in 2022 in the market.

Also, read our article on How to Block SBI Credit Card

Conclusion

We all know time credit cards are becoming an important aspect of the day-to-day life of an individual. Many banks and businesses continue to make various offers in order to entice customers. Nowadays, most people prefer to use their credit cards when shopping online. So here are the above best credit card 2022 you can use for day to day expenses without any issues.

Hope you people found this article on Best Credit Cards 2022 India For online shopping helpful. For more such interesting content visit us at techziddi.com