What is Stashfin?
Stashfin is a digital lending venture started by a team of former financial services professionals dedicated to disrupting traditional lending in India. The team has worked with reputed firms in the Banking and Financial Services space, such as Bank of America, Merrill Lynch, Citi, Deloitte, Kabbage, etc. in India and USA. With exposure across multiple functions including technology, customer experience, and process reengineering, the team is leveraging its collective expertise to deliver best-in-class services and great convenience to its customers.
Stashfin loans range from ₹1000 to ₹5,00,000 with repayment periods starting from 3 months to 36 months. They offer interest rates ranging from 11.99% – 59.99% APR (Annual Percentage Rate), however, rates may vary from case to case. All loans are paid through Equal Monthly Instalments (EMIs) via electronic payment.
For Example: If a customer takes a loan of ₹10,000 for 3 months, at an annual interest rate of 11.99% APR, then the customer will pay an EMI for 3 months of ₹3,400 per month. Total payment over 3 months will be ₹10,200 (including principal and Interest).
How to apply for Stashfin Loan?
1-Download the Stashfin app from the google play store or apple store
2-Then you need to apply for the Stashfin credit line card in the app
3-Then you need to complete your KYC
4-After that you can transfer funds to your bank
Types of Stashfin Loan
1-Marriage Loan
2-Cash Loan
3-Small Loan
4-Medical Loan
5-Travel/Holiday Loan
6-Debt Consolidation Loan
7-Personal Loan
Eligibility Criteria and documents required for the Loan
Eligibility Criteria Documents Required
-Must be Indian Citizen Identity proof- (anyone)
-Aadhaar Card
-Driving License
-Passport
-Voter ID Card
-PAN Card
-Ration Card
-Minimum 18 years of age Address Proof- (any one)
-Aadhar Card
-Telephone Bill
-Passport
-Ration Card
-Electricity Bill
-Voter Id card
-Minimum Income of Rs 15000 per month Income ProofSalary slip For salaried class employees
Bank statements and audited financial
statements for self-employed class
How to Contact Stashfin Loan customer care?
Stashfin Loan customer care Number
Stashfin personal loan customer care number- 011-47848400
Email- customercare@stashfin.com
You can also Navigate to the “Help” menu section of the app to seek a resolution to your queries
Grievance Redressal Officer
Timings (10 am to 6 pm Monday to Friday except for public holidays)
The contact details of the Grievance Redressal Officer are as provided below.
Mr. Sanjeev Walia
Address: CRC-2, 1st Floor, Khasra No. 337, Mehrauli-Gurgaon Rd, Sultanpur, New Delhi, Delhi 110030
Contact number: +91-9953595222
Email ID: grievance.officer@stashfin.com
Nodal Officer
If the customer does not receive a response from the Grievance Redressal Officer within 15 days of making a representation, or if the customer is not satisfied with the response received from the Grievance Redressal Officer, the customer may reach the Nodal Officer on the number below anytime between 10:00 am and 6:00 pm on weekdays except public holidays or write to the Nodal Officer at the e-mail address below.
The contact details of our Nodal Officer are provided below.
Mr Varun Chhabra
Address: CRC-2, 1st Floor, Khasra No. 337, Mehrauli-Gurgaon Rd, Sultanpur, New
Delhi, Delhi 110030
Contact number: +91-7065254281
Email ID: cofficer@akaracap.com
EMI Loan Calculator– https://emicalculator.net/
FAQ’s
1-Is there any processing fees on loan?
Processing fees are Up to 10% (excluding GST) on each loan.
2-Do anybody can apply for Stashfin Loan?
Yes, any person having an income of Rs 15000 or more can apply for the same.
3-Is there any bounce charges?
Yes, bounce charges are Rs 500 on every cheque bounce, NACH, or failed EMI
payment
4-Is Stashfin registered with RBI?
Yes, It is an RBI (Reserve Bank of India) licensed NBFC (Non-Banking Financial
Company) registered under the Indian Companies Act.
5-Is it safe to borrow from Stashfin?
Yes it, is safe to borrow from Stashfin as it is registered with RBI.
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