Where Can I Find the Navi Loan Customer Care Number 2023?

What is Navi Loan?

Navi offers instant online personal loans up to Rs. 20 Lakhs with an interest rate ranging from 9.9 – 45 % p.a. and a repayment tenure of up to 72 months. In this article, we have given info regarding Where you can find the Navi Loan customer care number. Navi offers instant personal loans with minimal documentation in a 100% paperless manner. You can download the Navi app from Play Store or App Store and can apply to get your preferred loan amount disbursed to your account within minutes.

What is Navi Loan?


Navi Loan offers the following interesting features:

– Download the app and apply for the amount you need If you are eligible, money will be disbursed to your bank account within a few minutes. You don’t have to wait for 3-4 days.

-Zero paperwork is required to get an instant loan with Navi. The entire process from loan application to disbursal is entirely app-based. This makes it easier for customers to apply for a loan from anywhere, anytime.

-You can repay it in easy EMIs at your convenience. Navi offers flexible repayment tenures of up to 6 years or 72 months. Select your preferred tenure and pay off your loan stress-free.

-Minimal Documentation is required for getting a loan from Navi Loan. Only a PAN card is required for applying for loan from Navi Loan.

-No Collateral is Required for availing a personal loan from Navi Loan as Personal loans are unsecured loans, meaning you don’t have to pledge collateral or a guarantor. The loan amount and interest rate are decided based on your eligibility.

 How do avail Loan from the Navi Loan app?

-Download Navi App from Play Store or App Store

-Enter a few basic details to check your eligibility

-Enter loan amount and tenure.

-Complete your video-KYC using PAN, Aadhaar and Selfie.

-Enter bank details and set up auto pay. Get instant money in your bank account.

You can use a personal loan for the following purposes

Navi Loan

-Marriage Loan

-Travel Loan

-Personal Loan for Home Renovation

-Medical Loan

-Used Car Loan

-Small Cash Loan

-Top-up Loan

-Personal Loan for Two-wheeler

-Personal Loan for Vehicle

-Computer/Mobile Phone Loan

-Consumer Durable Loan

Navi Loan Eligibility criteria and documents required

Eligibility Criteria Documents Required
-Must be a PAN Card holder PAN Card
-Must be an Indian resident Aadhar Card
-18-65 years
-Can be Salaried or Self-employed
-Have a Good CIBIL score (675 or above)  


How to calculate personal loan EMI?

It’s good to calculate your personal loan EMI beforehand to plan your finances accordingly. This could also help you make an informed decision while applying for a loan. You can use a personal loan EMI calculator to calculate your personal loan EMI. All you need to do is enter the loan amount, interest rate, and tenure. Once done, you will be able to check your monthly repayment obligations.

The formula for personal loan EMI Calculation –

P x R x (1+R)^N / [(1+R)^N-1], where

P = Principal loan amount

N = Loan tenure in months

R = Monthly interest rate

The rate of interest (R) on your loan is calculated per month.

R = Annual Rate of interest/12/100

If the rate of interest is 7.2% p.a. then r = 7.2/12/100 = 0.006

For example, If a person avails a loan of ₹10,00,000 at an annual interest rate of 7.2% for a tenure of 120 months (10 years), then his EMI will be calculated as under:

EMI = ₹10,00,000 * 0.006 * (1 + 0.006)120 / ((1 + 0.006)120 – 1) = ₹11,714

The total amount payable will be ₹11,714 * 120 = ₹14,05,703. The principal loan amount is ₹10,00,000 and the Interest amount will be ₹4,05,703.

Personal Loan EMI calculator


Navi Loan Customer Care Number and Email id

Email id- help@navi.com

Mobile no.- 080-4511 3444

Navi Loan App Frequently Asked Questions

Check out some frequently asked questions about the Navi loan app. It can solve most of your problems.

What is the process for repaying a Navi loan online?

You can repay your loan in Equated Monthly Instalments or EMIs during the loan tenure. If you link your bank account through the Navi App by setting up an E-Mandate, the EMI amount will be auto-debited from your bank account on the specified date set up by you every month.

Can you prepay your Personal Loan?

Yes, you can foreclose or prepay your personal loan after the payment of at least one EMI, subject to terms and conditions terms and conditions.

 What happens if you default on your Loan?

Defaulting on EMI payments will lead to bounce charges, penal interest and late payment fees being levied, as per the terms and conditions of the loan agreement. Most importantly, this could affect your credit score

In case of prepayment/excess amount paid, how will the same be appropriated in the loan account?

In case of any pre-payment / excess amount paid the same will be paid towards the principal outstanding.

People who are reading this article can also find Navi Loan customer care numbers of different cities namely

  • navi loan office address
  • navi customer care number near bengaluru karnataka
  • navi loan customer care mobile number
  • navi customer care number near kolkata, west bengal
  • navi customer care number near jaipur, rajasthan
  • navi customer care number near ahmedabad gujarat
  • navi customer care number near noida, uttar pradesh
  • navi customer care number near hyderabad telangana
  • navi customer care number near gurugram, haryana
  • navi customer care number near patna bihar

People who are willing to get information regarding Navi Personal Loan from Any part of the country can contact through the below email id and website

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